The Bank told you it wasn't possible, but they don't know what we know. Get Pre Approved and let's go find you a new house.
FUTURE HOME BUYERS
No Mortgage. No Problem
Almost Home HomeToOwn programs are designed with one goal in mind: getting you to the finish line of home ownership. We want you to succeed! To help you get there, our programs get you paid in equity. It is the easiest way to get FREE equity and improve your down payment for future financing.
Every month we offer to provide you with an opportunity to increase your future down payment when you qualify for the home. We always make sure to add an extra incentive of up to $500 towards your HomeToOwn Home Savings Plan to get you to your goal of 10-12% Down.
Free Buying Strategy Session Today Only!!
Let Our Team Show You Exactly What To Do To Become A Homeowner On Your Own Terms
We Are Qualifying The Unqualified
· Your report is terrible and your credit isn’t good?
· Started your own business?
· Tired of high rent and living under slumlords?
· Want to be the master of your own home, and make your own rules?
· Struggling for a good down payment?
If you have a good job and a deposit but you need help finding and buying a home. That’s what Almost Home LLC will do. With the know how , and the will to do, Almost Home will fly you through the complicated process and help you move into your new home peacefully.
The HomeToOwn Program is designed to fulfill your dream of owning your own house to keep in your family for generations. This program gives you the opportunity to move into your own home NOW, even before you can obtain financing or a mortgage.
The HomeToOwn program allows us time to work with you to repair your credit, pay off debts, be discharged from bankruptcy or proposal and even build up a higher down payment.
Our Focus: We focus on getting our tenant-buyers to the finish line. Our programs are designed to help renters become owners. We offer our experience, knowledge and guidance along the way. We'll be alongside guiding you to bring out your desire and best effort to succeed.
The 7 Step Journey to Mastering Homeownership
Step 1 – Fill out our application
A Home Helper will contact you within 24 hours if you are approved to move forward.
Minimum criteria for our program is:
$50,000 or more household income (this will affect your purchase price)
Option Fee is a minimum of 5000 or > 3% of the Property Purchase Price
Step 2 – Approved
Your Home Helper will let you know how much you are approved for.
Your Home Helper will match you up with a Hometown Hero(Realtor) to assist with the home-finding process. If you are currently working with a Realtor, you would continue to work with them!
Step 3 – Once a house is found
Your Home Helper and the Realtor work to negotiate and finalize the sale agreement.
A Home Inspection is mandatory to ensure that the house is free of major issues and that you can afford to pay for any necessary repairs or improvements that may be needed
Step 4 – Once all Offer Conditions are Waived
You sign a Tenant Lease and Purchase Agreement with Almost Home.
Your option fee goes toward the purchase of the house when you decide to buy.
Step 5 – Move In Day
Almost Home will collect 2 monthly payments throughout the term
The rent portion – money that goes toward the mortgage, property taxes and insurance
The savings portion – money that goes toward your down payment. By the end of the 36-month term, you’ve saved the necessary amount to make up your full down payment required
Step 6 – Over the 36-month term:
The credit team(Hometown Heroes) works with you to improve your credit score through their credit repair program and offer coaching on budgeting and improve your money mindset.
You also are able to do improvements on the home during this time to maximize the value of your home. In this win/win situation, your home will be worth more than the predetermined purchase price.
Step 7 – When the Rent-To-Own term is up:
You will own your own home
You will have a better credit score
You will have become a Master Homeowner
